4 Steps for Dealing with Tree Damage after a Storm
Storms can be unpredictable. Trees with branches that seemed strong and healthy can end up causing damage to your property, your neighbour’s property or even nearby cars parked on the street. When a storm results in significant tree damage, the following four steps can prepare you for dealing with your insurance provider, and your local tree service company.
1. Document everythingThe first thing you should do if a tree damages your property after a storm is to document everything. Take pictures of the tree itself, any and all fallen branches, and property or belongings that were damaged as a result. Keep a detailed record of events that includes the time of the storm, the extent of the damage and any contact you’ve had with your neighbours, the municipality or your local tree service company.
2. Call your insurance companyThe next step is to call your insurance company. Not only will they be able to provide you with more details about the extent of your coverage, but they may also be able to recommend a company that provides tree service in Newmarket that can help you get started with the clean-up. You can also contact your Arborist of choice rather than the company that your insurance company has recommended.
3. Find out who’s responsible for the clean-upAfter a storm, it can be difficult to determine whose insurance policy pays for what. You should contact your insurance provider to learn more about your specific coverage but in general, the following rules apply:
- If your neighbour’s tree falls on your property, you’re responsible for the clean-up.
- If your tree falls on a neighbour’s property, they’re responsible for the clean-up.
- If your tree falls on a parked car on the side of the road, the owner of the car has to contact their insurance company to cover the cost of any damages.
- If your tree falls on municipal property, the municipality cleans it up.